Terms of Service

EarnOn Terms of Service

BY USING EARNON YOU AGREE TO THESE TERMS — PLEASE READ THEM CAREFULLY

1. Introduction

EarnOn is owned and operated by Bizionic Technologies Midwest INC and its affiliates, including Bizionic Technologies Pvt. Ltd. (together, "EarnOn," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of the EarnOn.ai creator platform, including our website at earnon.ai and any associated apps (the "Platform"). Please note:

EarnOn Events, our physical event ticketing and hosting service, is governed by a separate set of terms. These Terms apply only to the EarnOn.ai creator platform described above.
We may modify these Terms from time to time, as described in Section 4.
If you purchase a Subscription, it renews automatically for additional periods of the same duration unless you cancel it.
Your rights may vary depending on where you live.
If a dispute arises between you and us, you agree to notify us and attempt informal resolution before bringing a claim, as described in Section 21.

2. Definitions

In these Terms:

"Advertising Content" — Content a Creator uploads to promote third-party goods or services in exchange for payment or other consideration.
"AI Generated Content" — Content, or any part of Content, created or materially generated using artificial intelligence tools rather than solely captured or produced by a human.
"Business User" — a User who uses EarnOn for commercial purposes, including Creators.
"Co-Authored Content" — Content featuring, depicting, or otherwise including a person other than the uploading Creator.
"Consumer" — a User who is not a Business User.
"Content" — any material uploaded to EarnOn, including photos, videos, audio, livestream material, text, data, metadata, and any other material of any kind.
"Creator" — a User who has set up an account to post Content for Fans.
"Creator Earnings" — the portion of a Fan Payment payable to a Creator after deduction of our Fee and applicable Taxes.
"Creator Interaction" — an interaction that grants a Fan access to a Creator's Content or a Creator's time, including a Subscription, a pay-per-view ("PPV") purchase, a tip, a gift, a livestream ticket or paid livestream access, paid live chat, a digital product purchase, a scheduled Booking, a custom content request, a greeting, or a direct message.
"EAON" — EarnOn's utility token, purchased by Fans with US Dollars or another Listed Currency, that a Fan may optionally use — alongside the ability to pay directly via a Listed Payment Mode — for Subscriptions, tips, gifts, PPV/Content unlocks, Bookings, or any other Creator Interaction. EAON is not a currency, security, or general-purpose virtual currency usable outside EarnOn: once purchased, it has no cash value to the Fan, cannot be transferred to another Fan or resold, and cannot be redeemed for cash by the Fan who bought it. A Creator who receives EAON through a Creator Interaction may convert it into Creator Earnings as described in Section 11.
"Explicit Content" — Content depicting nudity or sexually explicit conduct, as further defined in our Acceptable Use Policy.
"Exclusive Channel" — the segregated, age-gated section of EarnOn to which Content identified as Explicit Content is automatically routed, accessible only to Users who have completed age and identity verification confirming they are at least 18 years old, as described in Section 8.
"Fan" — a User who accesses a Creator's Content via a Creator Interaction.
"Fan Payment" — any payment made in connection with a Creator Interaction.
"KYC" — "Know Your Customer," the identity-verification and document-matching checks described in Section 7, used to confirm a User's identity and, for Creators, that their ID and payout details are consistent with each other.
"Listed Currency" — US Dollars (US$) and any other currency we support for pricing, payment, or payout, as set out in our Fee Schedule.
"Listed Payment Mode" — any payment or payout method we support (which may include credit/debit card, bank transfer, a supported digital wallet, or another method), as set out in our Fee Schedule.
"Notice" / "Notify" — our communication to you via your EarnOn account, the email address you provided, or another method described in Section [X] of our Privacy Policy.
"Subscription" — a Fan's agreement to obtain access, for a recurring period, to the Content a Creator makes generally available to their Fans, billed by automatic renewal. This excludes individually priced Content such as PPV or tips.
"User" — any user of EarnOn, whether a Creator, a Fan, or both ("you," "your").
"We," "our," "us" — Bizionic Technologies Midwest INC, together with its affiliates including Bizionic Technologies Pvt. Ltd., the owners and operators of EarnOn.
"Affiliate" — Bizionic Technologies Pvt. Ltd. and any other entity that, directly or indirectly, controls, is controlled by, or is under common control with Bizionic Technologies Midwest INC.

3. Who We Are and How to Contact Us

EarnOn is owned and operated by Bizionic Technologies Midwest INC, a company incorporated in the State of Illinois, USA, with its registered office at 6747 N LaPorte Ave, Lincolnwood, IL 60712, United States of America, under company number 394259758, together with its affiliate Bizionic Technologies Pvt. Ltd., a company incorporated in India, registered in the State of Telangana, with its registered office at 3rd Floor, Office No 1A, 6-3-1090/B/4, The Grand Building, Raj Bhavan Rd, Hyderabad, Telangana, India, under Corporate Identification Number (CIN) U72900TG2022PTC164876. References in these Terms to "we," "us," or "our" include both entities, each acting within its respective role in providing the Platform (for example, one entity may handle U.S. operations and payouts while the other handles operations elsewhere — describe this split here once settled).

To contact us, email support@earnon.ai or use our Contact Form. For legal notices, email legal@earnon.ai. You may also write to us at either address above.

EU and UK contact point: EarnOn is currently managed and operated entirely from the United States by Bizionic Technologies Midwest INC; we have not appointed separate local representatives in the EU or UK. EU and UK Users, and data protection or platform-regulation authorities, may contact us regarding EarnOn at legal@earnon.ai.

4. Changes to These Terms

We may update these Terms at any time:

To reflect changes in applicable law or regulation;
To address a risk to EarnOn, our Users, or third parties; or
For other business reasons, in which case we will give you reasonable Notice before the change takes effect so you can review it or close your account.

Continuing to use EarnOn after a change takes effect means you accept the updated Terms.

5. Changes, Suspension, or Discontinuation of the Platform

We may change EarnOn at any time. We don't guarantee that EarnOn — including the website, our iOS and Android apps, and the Progressive Web App ("PWA"), individually or collectively — will operate seamlessly, without interruption, error, or downtime. EarnOn depends on third-party hosting, cloud infrastructure, content delivery, payment processing, and other services we don't own or control, and an outage, degradation, or downtime of any of those third-party services may affect the availability or performance of EarnOn across some or all of the website, apps, and PWA, whether or not at the same time. We may also suspend, withdraw, or restrict any part of the Platform, on any surface, for maintenance, security, legal compliance, or other reasons. Section 19 sets out what we aren't responsible for in connection with this.

6. Registering with EarnOn

By registering, you agree to these Terms. If you don't agree, don't register or continue using EarnOn. We may decline or terminate an account application for any lawful reason. You must provide a valid email address, choose a username, and set a password meeting our requirements, or authenticate via an approved third-party sign-in.

To register as a Fan, you must:

Be at least 18 years old;
Be able to enter into a binding contract with us;
Be legally permitted to access EarnOn and the Content available on it in your jurisdiction;
Not have been convicted of a relevant serious offence (e.g., an offence involving sexual abuse, exploitation, or fraud); and
Agree to pay for any Creator Interaction you initiate.

To register as a Creator, you must also:

Complete our identity and age verification process, which includes submitting a valid government-issued photo ID and a photo of yourself holding that ID (see Section 7);
Add valid payout details using a Listed Payment Mode (which may include a bank account, supported digital wallet, or other method we support);
Select a Payout Option;
Provide any tax registration numbers required in your jurisdiction;
Set your Subscription price, if any;
Agree to the content standards in Section 9, and acknowledge that any Content you post may be automatically identified as Explicit Content and routed to the Exclusive Channel as described in Section 8; and
Provide any additional information we request, which may vary by country, content category, or account activity.

If you don't meet these requirements, you must not access or use EarnOn.

Additional registration disclosures:

Minors: EarnOn is not directed to, and must not be used by, anyone under 18. We don't knowingly collect personal data from children under 13 (or the relevant minimum age in your jurisdiction) in accordance with the U.S. Children's Online Privacy Protection Act ("COPPA") and equivalent laws elsewhere. If we learn a minor has created an account, we will terminate it and delete associated data as required by law.
Screening: We may screen registrants against sanctions, denied-party, and fraud-prevention lists (see Section 25) and decline or suspend registration accordingly.
Zero tolerance for child sexual abuse material ("CSAM"): Any attempt to upload, request, or distribute CSAM, or to use EarnOn to exploit or endanger a minor, results in immediate account termination, retention of relevant records, and a report to the U.S. National Center for Missing & Exploited Children ("NCMEC"), Indian law enforcement, and/or other competent authorities as required by law, including the U.S. PROTECT Act, 18 U.S.C. § 2258A, and India's Protection of Children from Sexual Offences Act, 2012 ("POCSO").

7. Identity Verification Data

To verify your identity and age, we require you to submit a valid government-issued photo ID and a photo of yourself holding that ID next to your face. This section describes how we handle that data and is incorporated into our Privacy Policy.

Strict KYC enforcement. EarnOn maintains a strict Know Your Customer ("KYC") policy for eWallet usage, EAON, and Creator payouts. If the identity document or verification photo you submit is incorrect, incomplete, fake, stolen, forged, digitally altered, or belongs to someone else, or if the name or details on your ID don't match your bank account, payout details, or other documents you've submitted (for example, the name on a Creator's ID doesn't match the name on their linked bank account), we may, without prior Notice:

restrict or suspend your account;
place a hold on your eWallet balance or pending Creator Earnings;
restrict or block Creator payouts; and/or
reverse or refuse Fan Payments made to or from the affected account,

pending re-verification, investigation, or as otherwise required by our AML/KYC obligations under Section 11. We may request re-submission of ID or additional verification at any time, including if we have reason to believe your verification status has changed or was obtained improperly, and continued restriction or holds may apply until satisfactory verification is provided.

What we collect and why. We collect this data ourselves, using our own in-house verification process — we don't use a third-party identity-verification vendor. We collect: (a) a photo or scan of your government-issued ID; and (b) a photo of you holding that ID. A member of our verification team manually reviews both images side-by-side to confirm they show the same person and that the ID appears genuine. We don't run this comparison through automated facial-recognition or face-matching software, and we don't extract or generate a biometric template, faceprint, or other biometric identifier from either image. We use this data solely to verify your identity and age, prevent fraud and duplicate accounts, and meet our KYC/AML and age-verification obligations under Sections 6, 8, and 11. We don't use it for advertising, and we don't sell, lease, trade, or otherwise profit from it.

Because verification is manual rather than algorithmic, this data generally falls outside the specific "biometric identifier" definitions in laws like the Illinois Biometric Information Privacy Act (which expressly excludes photographs themselves, only reaching information derived from a photograph through technical/algorithmic analysis) and is less likely to constitute GDPR Article 9 special-category biometric data (which requires "specific technical processing" to uniquely identify someone). We still treat this data with the same care described below, and this framing should be confirmed with counsel before publishing, since some regulators read "biometric data" more broadly and this is a developing area of law — if EarnOn later adds automated facial matching, this section and its consent/retention framework will need to be revisited.

Consent. Before collecting this data, we obtain your informed consent (including electronic consent) and tell you the specific purpose and retention period, consistent with general data-protection principles in every jurisdiction where we operate, including the GDPR/UK GDPR (processed on the basis of your consent) and India's DPDP Act (processed as a Data Fiduciary on the basis of your consent).

Retention while your account is active. We retain your ID photo and verification photo only for as long as needed to keep your account verified and to satisfy the purposes above.

What happens when you delete your account. This data follows the same deletion process as Section 22:

During the 60-day pending-deletion window, your ID photo and verification photo are retained (so that restoring your account restores your verified status without re-verification).
If you don't restore your account, your ID photo and verification photo are permanently and irreversibly destroyed no later than 60 days after your deletion request.
One distinction worth understanding: the photos themselves are destroyed on this schedule, but a limited verification outcome record (e.g., that ID verification was completed, the document type and country, the verification date, and any fraud/risk flags — not the photos themselves) may be retained for longer where a separate legal requirement compels it, such as AML/KYC recordkeeping tied to a Creator's payout history (Section 11) or a fraud/sanctions investigation (Section 25). This mirrors the same narrow legal-retention exception described in Section 22 — it does not extend the retention of the actual ID and verification photos.
We publish our retention and destruction schedule in full in our Privacy Policy.

India-specific note on government ID: we accept any valid government-issued official identification document, including Aadhaar. Where you submit an Aadhaar card, we mask/redact the Aadhaar number in storage rather than retaining it in full.

8. Content Moderation and the Exclusive (18+) Channel

EarnOn's general platform is not designed, curated, or promoted as an adult-content platform, and Explicit Content is not displayed in general feeds, search, previews, or recommendations. However, we don't prohibit Creators from producing Content that is, by its nature, sexually explicit or intended for a mature/adult audience ("Explicit Content"). Instead:

Automated routing: our moderation engine — using a combination of automated classifiers and human review — scans uploaded Content and identifies material that qualifies as Explicit Content by its nature, regardless of how the Creator labeled or intended it.
Exclusive Channel: Content identified as Explicit Content is automatically moved out of the general platform and into a segregated section of EarnOn ("Exclusive Channel"). The Exclusive Channel is not visible, searchable, or accessible to any User who has not completed our age and identity verification process confirming they are at least 18 years old.
Creator notice: if your Content is moved to the Exclusive Channel, we will notify you and update your account/content settings accordingly. You may also proactively flag Content as intended for the Exclusive Channel at upload, which does not exempt it from automated review.
No guarantee of general-feed placement: we are not responsible for a Creator's expectation that Content will remain in, or appear in, the general platform if our moderation engine determines it is Explicit Content and routes it to the Exclusive Channel instead. This determination is made by our moderation engine and is not negotiable on a per-post basis, though you may appeal a routing decision you believe is mistaken under our Appeals Policy.
Fans: by using EarnOn you acknowledge that Content in the Exclusive Channel may be sexually explicit or otherwise intended only for adults, that access requires completed age verification, and that we are not responsible for how or where you access it once verified.
We use a combination of human review and automated tools to detect Content that is mislabeled, non-consensual, or involves a minor, and we remove such Content and the associated account immediately upon detection, without Notice, and report it to the relevant authorities (e.g., NCMEC in the United States) as required by law.
Non-consensual intimate imagery and deepfakes: Content depicting a real, identifiable person in an intimate or sexually explicit context without that person's consent — including AI-generated or manipulated ("deepfake") depictions — is strictly prohibited, whether or not it would otherwise qualify for the Exclusive Channel. We will remove such Content on notice (and proactively where detected) consistent with the U.S. DEFIANCE Act of 2024, applicable state NCII and deepfake statutes, India's IT Rules 2021 (as amended), and Sections 66E/67/67A of the Information Technology Act, 2000.
Anti-trafficking commitment: EarnOn prohibits, and will report to law enforcement and remove, any Content or activity that facilitates sex trafficking or the commercial sexual exploitation of any person, consistent with the U.S. Allow States and Victims to Fight Online Sex Trafficking Act / Stop Enabling Sex Traffickers Act ("FOSTA-SESTA") and India's Immoral Traffic (Prevention) Act, 1956.
Age-verification law: where a U.S. state, EU member state, the UK, India, or another jurisdiction requires age verification for access to adult content (including the UK Online Safety Act's age-assurance requirements for "primary priority content"), we apply the required verification method (which may include ID verification, credit-card verification, or a third-party age-verification/age-assurance service) as a condition of Exclusive Channel access for Users in that location, and for the record-keeping obligations in 18 U.S.C. § 2257 that apply to Explicit Content depicting real people.

9. Content — General Terms

Your Content is not confidential. By posting it, you authorize the Fans who access it to view it for their own lawful, personal, non-commercial use, subject to any specific license terms you set.
You are legally responsible for all Content you upload. Using an assistant, agency, or manager to help run your account doesn't change this — our relationship, and your legal responsibility, remain with you personally.

You warrant, for each item of Content you upload, that:

It complies with these Terms, our Acceptable Use Policy, and all applicable law;
You own it, or hold all rights and licenses necessary to post and monetize it on EarnOn;
If it includes third-party material or another identifiable person, you have obtained all consents, releases, and rights necessary for its use on EarnOn (see Section 14, Co-Authored Content);
Every real person depicted is, and was at the time of creation, at least 18 years old, and you retain records substantiating this; and
It is accurately described, of a quality consistent with any description or price you've set, and reasonably fit for any purpose you've represented it as serving.

You will indemnify us for losses arising from a breach of these warranties. We don't control, endorse, or pre-screen Content, though we reserve the right to review, moderate, or remove Content that violates our Terms, and to use automated classifiers and human moderators to do so.

10. Subscriptions, Tips, PPV, and Other Fan Payments

Creator Interactions (Subscriptions, tips, PPV unlocks, livestream access, digital product purchases, paid messages) are governed by the Contract between Fan and Creator. We facilitate these interactions by operating the Platform, but we are not a party to that contract and are not responsible for a Creator's performance of it.
Creators set their own prices for Subscriptions, PPV Content, digital products, and any other Creator Interaction they offer.
Prices are shown and charged in US Dollars (US$) or another currency we support ("Listed Currency"), as set out in our Fee Schedule. Where you're charged in a Listed Currency other than US$, your payment provider may apply currency conversion fees, and the US$-equivalent value may vary with exchange-rate fluctuations.
Fan Payments are exclusive of applicable sales, VAT, or similar indirect taxes, which are added at checkout where required.
When you click "Subscribe" or otherwise confirm a Creator Interaction, you authorize us and our payment processor to charge your chosen Listed Payment Mode, now and — for Subscriptions — on each renewal date, at the then-current price plus applicable tax, until you cancel or turn off auto-renew.
If you cancel a Subscription, you retain access until the end of the period already paid for; no further charges will be taken unless you resubscribe.
You agree not to submit unjustified refund requests or chargebacks. Bad-faith refund or chargeback activity may result in account suspension or termination.
You may hold a prepaid US$ (or Listed Currency) balance ("eWallet") to use toward Fan Payments. Your eWallet balance doesn't earn interest, can't be transferred to another User, and is non-refundable once purchased, except where required by law.
EAON. EAON is EarnOn's utility token. You may purchase EAON with US$ or another Listed Currency and optionally use it to pay for Subscriptions, tips, gifts, PPV/Content unlocks, Bookings, or any other Creator Interaction, as an alternative to charging your Listed Payment Mode directly — the choice is yours for each purchase, and using EAON is never required. EAON is not a currency: once purchased, it has no cash value to you, can't be transferred to another Fan or resold, and can't be redeemed by you for cash. Spending EAON on a Creator Interaction is subject to the same cancellation and refund rules as if you'd paid directly, as described in the Cancellation, Refund & Dispute Policy.

Automatic renewal disclosure (U.S. state law compliance): Before you first authorize a Subscription, we will clearly disclose: the recurring charge and price, that the Subscription renews automatically, the length of each renewal period, and how to cancel. If a Creator increases their Subscription price, we will provide advance Notice of the new price before it takes effect on your next renewal, and you may cancel before being charged the new rate. You can cancel a Subscription at any time through your account settings using a method at least as easy as the one used to subscribe, consistent with the California Automatic Renewal Law, New York General Obligations Law § 5-903, and similar state automatic-renewal statutes.

Right of withdrawal (EU/UK/EEA consumers): under the EU Consumer Rights Directive (2011/83/EU) and the UK Consumer Contracts Regulations 2013, you would ordinarily have a 14-day right to withdraw from a contract for digital content or services without giving a reason. By clicking "Subscribe," "Buy," or "Unlock" on any Creator Interaction, you expressly request that access begin immediately and acknowledge that you lose this withdrawal right once the Content is accessed or the Subscription period begins, as permitted by Article 16(m) of the Directive and equivalent UK law. Nothing here affects any statutory right you may have to a refund for digital content that is faulty or not as described.

11. Creator Payouts and Fees

EarnOn acts as a payment facilitator/aggregator for Creator payouts, in the same manner as other creator-monetization and marketplace platforms. Fan Payments — whether paid directly or via EAON (Section 10) — are received and held by our licensed third-party payment processor(s), not by EarnOn directly, and EarnOn remits the applicable Creator Earnings to you from those processed funds after deducting Our Fee. EarnOn does not itself hold Fan Payments as a regulated stored-value product, e-money issuance, or money-transmission service; that function sits with our licensed payment processor(s).

Fan Payments are received and processed by our third-party payment provider(s).
Our platform fee is variable and depends on factors such as Creator tier, content category, or subscription volume, but will never be less than 10% of each Fan Payment, as set out in our Fee Schedule (available in your Creator dashboard). The fee is deducted before Creator Earnings are credited to your account.
Creator Earnings become available for withdrawal once they clear in your EarnOn balance, subject to a minimum payout of US$50 (or the equivalent in another Listed Currency, as set out in our Fee Schedule).
Fan Payments made in a Listed Currency other than US$ are converted to US$ for the purposes of calculating Our Fee and your Creator Earnings, at the exchange rate in effect at the time of the Fan Payment, as set out in our Fee Schedule. Creator Earnings are paid out in US Dollars (US$), or in another Listed Currency where we support payout in that currency; your bank or e-wallet provider may apply its own conversion or handling fees, which we don't control and aren't responsible for.
EAON: Creator Earnings accrued from EAON a Fan has spent on any Creator Interaction with you are converted to US Dollars (or another Listed Currency you're paid out in) at the rate set out in our Fee Schedule, and paid out the same way as any other Creator Earnings; EAON itself is never paid out directly, since it has no cash value outside EarnOn (Section 10).
If a Fan successfully disputes or charges back a payment, we may deduct the corresponding Creator Earnings from your balance.
Anti-money laundering and sanctions compliance: We and our payment providers may conduct identity verification, transaction monitoring, and sanctions/denied-party screening on Creator accounts and payouts consistent with the U.S. Bank Secrecy Act, OFAC sanctions programs, India's Prevention of Money Laundering Act, 2002, and RBI directions applicable to payment intermediaries. We may delay, block, or reverse a payout, or file a suspicious-activity report, where required by these laws, without Notice where legally prohibited from giving it. See also the strict KYC enforcement provisions in Section 7, which apply to eWallet usage, EAON, and payouts generally.
Structuring note: because EarnOn acts as a payment facilitator/aggregator rather than itself holding or transmitting funds (our licensed third-party payment processor does that), the money-transmission analysis for Creator payouts generally follows our processor's own licensing, not a separate EarnOn licensing requirement. EAON's design (Fan purchase-only, no peer-to-peer transfer, no Fan cash-out) is worth preserving carefully regardless of scope, since a token that could be transferred between Fans or cashed out by the purchasing Fan would raise money-transmission questions independent of the aggregator structure.

EU/UK e-money exposure: EAON being an optional payment method — Fans can always pay directly via a Listed Payment Mode instead — is meaningfully better for the "limited network exclusion" analysis under the E-Money Directive/PSD2 than if it were the required or default rail, since it looks more like a discretionary convenience feature than the platform's de facto currency. That said, the exclusion still turns partly on breadth of use across independent providers, and EAON remains usable across every Creator on the platform when a Fan chooses it — so this isn't a risk that disappears entirely just because it's optional. [Still worth a confirming pass with payments counsel before EU/UK launch, though the analysis is meaningfully more favorable than it was under the "primary rail" framing.]

12. Tax Compliance

You are solely responsible for determining, reporting, and paying any Tax owed on your earnings from EarnOn in your jurisdiction. We may provide tax reporting information (e.g., a 1099 form for U.S. Creators) where required by law, but we don't provide tax advice. If you become tax non-compliant in connection with your EarnOn earnings, or are subject to a related investigation, we may restrict payouts or close your account.

13. Intellectual Property — Ownership and Licenses

You confirm your Content doesn't infringe any third party's intellectual property or other rights.
You grant us a non-exclusive, worldwide, royalty-free, sublicensable license to host, reproduce, distribute, publicly display, and create derivative works of your Content solely as necessary to operate, promote, and improve EarnOn.
This license lasts as long as your Content remains on EarnOn (or as otherwise required to comply with legal obligations, e.g., record-keeping), and doesn't survive deletion of the Content except where law requires retention.
We will never sell your Content to third parties. If we sell the business, this license may transfer as part of that sale.
We don't own your Content. At your request, we may submit takedown notices on your behalf for infringing copies elsewhere, but we're not obligated to police third-party infringement.
For Custom Content Requests and Greetings specifically, ownership and exclusivity work differently than for other Creator Interactions — see the Cancellation, Refund & Dispute Policy, Section 3.2–3.3.

DMCA safe harbor (U.S.): We respond to notices of alleged copyright infringement that comply with the Digital Millennium Copyright Act, 17 U.S.C. § 512. Our designated DMCA agent, registered with the U.S. Copyright Office, can be reached at:

Hasan Tariq Designated DMCA Agent Bizionic Technologies Midwest INC 6747 N LaPorte Ave, Lincolnwood, IL 60712, United States of America Email: hasan@earnon.ai (legal notices may also be copied to legal@earnon.ai)

A compliant notice must include the information required by 17 U.S.C. § 512(c)(3) (identification of the copyrighted work, the infringing material and its location, your contact information, a good-faith statement, and a statement of accuracy under penalty of perjury, signed by or on behalf of the copyright owner). Users who upload infringing Content may receive a counter-notice opportunity, and repeat infringers will have their accounts terminated in accordance with our repeat-infringer policy.

14. Co-Authored Content

If your Content features another identifiable person:

If that person is a Creator on EarnOn, tag them using our co-author tool.
If not, you must obtain and retain their written, informed consent to appear in the Content and to have it distributed on EarnOn, along with proof they are at least 18 years old.
We may request supporting documentation (ID and signed consent) at any time. If it isn't provided, we may remove the Content, restrict the account, and withhold related Creator Earnings.
Anyone appearing in Co-Authored Content may withdraw consent at any time, which may result in deletion of that Content.
Disputes about Co-Authored Content are between the Creators involved; we're not a party to any agreement between them.

15. Advertising and Sponsored Content

Content promoting third-party goods or services in exchange for payment ("Advertising Content") must:

Comply with our Acceptable Use Policy and applicable advertising law;
Not promote illegal goods or services, tobacco or e-cigarette products, prescription-only medicine, illegal gambling, or alcohol directed at minors; and
Be clearly labeled with a signifier (e.g., #ad, #sponsored) and identify the brand paying for it.

16. AI-Generated Content

Content that is wholly or substantially generated using AI tools must be clearly and conspicuously labeled (e.g., #AIGenerated, #ai). AI-generated depictions of real, identifiable people without their consent, and any AI-generated Content depicting a minor, are strictly prohibited regardless of labeling.

17. Our Rights and Content Moderation

We may:

Review, moderate, and remove Content that breaches these Terms or our Acceptable Use Policy, using human review and/or automated tools;
Suspend or restrict accounts pending review of suspected violations;
Cooperate with law enforcement in investigations of unlawful activity; and
Use anonymized, aggregated usage data for any lawful purpose.

We aren't responsible for losses arising from a good-faith action we take under these Terms to moderate or remove Content.

Intermediary status (U.S.): EarnOn is an interactive computer service, and to the fullest extent permitted by Section 230 of the U.S. Communications Decency Act, 47 U.S.C. § 230, we are not treated as the publisher or speaker of Content provided by Users, and our voluntary, good-faith moderation of Content doesn't waive that status.

Intermediary due diligence (India): As an intermediary under the Information Technology Act, 2000 and the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021 ("IT Rules"), we:

Publish these Terms, our Privacy Policy, and Acceptable Use Policy/Rules and Regulations, and require Users to agree to them, as required by Rule 3(1)(a)–(b);
Will remove or disable access to Content within 36 hours of receiving actual knowledge by way of a court order or notification from an appropriate government agency, and within 24 hours for Content depicting an individual in full or partial nudity, in a sexual act, or impersonating another person, upon a valid complaint, as required by Rule 3(2);
Preserve Content and associated records for at least 180 days following removal, or longer if required for legal proceedings, as required by Rule 3(1)(h)–(i);
Provide information or assistance to government agencies for lawful purposes within the timeframes prescribed by Rule 3(1)(j); and
Where EarnOn crosses the registered-user threshold that designates it a "significant social media intermediary" under Rule 4, will additionally appoint a Chief Compliance Officer, a Nodal Contact Person, and a Resident Grievance Officer (each resident in India), publish monthly compliance reports, and implement a voluntary user-verification mechanism, as required by that Rule.

18. Account and Content Suspension, Deletion, or Withholding

We may suspend or delete your account with 30 days' Notice, for any reason.

We may act immediately, without Notice, and withhold or reverse related Creator Earnings, if we reasonably believe:

You've seriously or repeatedly breached these Terms or our Acceptable Use Policy;
Content you've posted may be unlawful, non-consensual, or involves a minor;
Earnings may result from fraudulent or unlawful activity; or
ID or verification documents you've submitted are incorrect, fake, stolen, forged, altered, or don't match your bank account, payout details, or other submitted documents, as described in Section 7.

We'll Notify you of any such action and the reasons for it where we're able to. You may dispute an earnings decision under our Complaints Policy, or an account/content decision under our Appeals Policy, within six months, after which the decision is final.

19. What We Are Not Responsible For

We use reasonable care in operating EarnOn, but we don't:

Control, endorse, or guarantee the accuracy or legality of User Content;
Guarantee that Creators or referrers will earn any particular amount;
Guarantee that the website, our iOS or Android apps, or the PWA will run seamlessly, without interruption, error, or downtime, or that they will operate consistently with each other — availability and performance depend in part on third-party hosting, cloud infrastructure, content delivery networks, payment processors, and app marketplaces we don't own or control, and downtime or degradation of any of those third-party services may affect EarnOn's availability;
Guarantee compatibility with all devices, operating systems, or browsers, or availability of the internet generally;
Take responsibility for lost, stolen, or compromised accounts or credentials; or
Take responsibility for Content re-circulated by a Fan or third party in breach of these Terms.

20. Liability

Nothing in these Terms limits liability that can't be limited by law.

If you're a Consumer: we're not liable for loss of profit, business, or anticipated savings arising from your use of EarnOn. To the extent permitted by law, our total liability to you for any claim is limited to the greater of (a) the total amount you've spent on EarnOn in the 12 months before the claim arose, or (b) the price of the specific Creator Interaction or product giving rise to the claim.

If you're a Business User (including Creators): to the extent permitted by law, the total liability of us, our Affiliates, and our respective employees, owners, and agents to you arising out of your use of EarnOn is limited to the greater of (a) the total fees you've paid us in the preceding 12 months, or (b) the price of the specific Creator Interaction or product giving rise to the claim. We aren't liable for indirect or consequential losses, including lost profits, lost goodwill, or loss of data.

21. Disputes, Governing Law, and Forum

Before bringing a claim against us, you agree to notify us at legal@earnon.ai and attempt to resolve the dispute informally.

These Terms, and any dispute arising from them or your use of EarnOn, are governed by the laws of the State of Illinois, USA, without regard to conflict-of-law principles, and subject to any mandatory consumer-protection rights you have where you live. Where a dispute arises from the operations of Bizionic Technologies Pvt. Ltd. or otherwise directly involves an Indian User, that dispute is instead governed by the laws of India. If you are a consumer resident in the EU/EEA or UK, applicable law may allow you to bring proceedings in the courts of your own country of residence instead, and nothing here removes that right.

Arbitration before litigation: before either party files a court claim, you and we agree to first submit the dispute to a locally appointed arbitration panel:

For disputes governed by Illinois law: a single arbitrator seated in Illinois administered by the American Arbitration Association ("AAA"). If you're a Consumer (a Fan), the AAA's Consumer Arbitration Rules apply, which cap your filing fee and are designed to keep individual consumer claims affordable. If you're a Business User (including a Creator), the AAA's Commercial Arbitration Rules apply instead.
For disputes governed by Indian law: ad hoc arbitration (no administering institution) before a sole arbitrator seated in Hyderabad, Telangana, conducted under India's Arbitration and Conciliation Act, 1996. The parties will attempt to jointly appoint the arbitrator within 30 days of a request to arbitrate; if they can't agree within that time, either party may apply to the jurisdictional High Court (or its designee) to appoint the arbitrator under Section 11 of the Act. The arbitration will be conducted in English, and the arbitrator's fees will follow the Fourth Schedule to the Act unless the parties agree otherwise.

Arbitration is confidential, and each party bears its own costs except as the arbitrator's award otherwise directs, subject to any mandatory consumer-protection right you have not to be required to arbitrate. Indian consumers: nothing in this arbitration clause prevents you from instead approaching a Consumer Disputes Redressal Commission under India's Consumer Protection Act, 2019, which preserves that right notwithstanding any arbitration agreement.

Courts: where arbitration doesn't apply, isn't available, or is needed to enforce an arbitration award, claims governed by Illinois law will be brought exclusively in the state or federal courts located in Illinois, and claims governed by Indian law will be brought exclusively in the courts of Hyderabad, Telangana, except where local law requires otherwise.

Any claim must be brought within one year of when it arose, or it is waived, except where prohibited by law.

22. Account Deletion

You may request deletion of your account at any time from your account settings.

60-day restoration window: once you request deletion, your account is deactivated immediately (it's no longer visible or accessible to other Users) but is held in a pending-deletion state for 60 days. During this window, you may restore your account by logging back in or contacting support@earnon.ai; if you do, your account and Content are reinstated as they were.
Permanent deletion: if you don't restore your account within 60 days, it — and the personal data and Content associated with it — is permanently and irreversibly deleted from our systems. Once this occurs, we cannot recover your account, Content, or data for you under any circumstances.
Fans: during the pending-deletion window, no further Subscription charges will be taken.
Creators: if you have active Fan Subscriptions, your account will remain open (and outside the deletion process) until those Subscriptions expire, after which we'll pay out remaining Creator Earnings before deletion proceeds. Deleting your account doesn't delete Co-Authored Content posted by another Creator.
ID verification data: your government ID photo and verification photo follow this same 60-day schedule and are separately addressed in Section 7, including the narrow distinction between the photos themselves (destroyed at day 60) and a limited verification-outcome record retained only where AML/KYC law requires it.

Data retained after deletion. Permanent deletion removes your profile, Content, messages, and account activity. A limited set of records is retained beyond this, only as long as, and only for the purpose, applicable law requires:

transaction and tax records (Section 12);
AML/KYC and sanctions-screening records (Section 11, Section 25);
CSAM-related reports and records (Section 6, Section 8); and
Content or records preserved under a legal hold, subpoena, court order, or the India IT Rules' 180-day content-retention requirement (Section 17).

These retained records are not used for any other purpose and are described in full, including their retention periods, in our Privacy Policy.

23. Data Protection and Privacy

Our full data-handling practices are set out in our Privacy Policy, which is incorporated into these Terms. In summary:

European Union / EEA — GDPR: where we process personal data of individuals in the EU/EEA, we do so as a Controller (or Processor, as applicable) under the General Data Protection Regulation (EU) 2016/679, on one of the legal bases it permits (including your consent, contractual necessity, or our legitimate interests). You have the rights to access, rectify, erase, restrict, and port your personal data, to object to processing, and to lodge a complaint with your local supervisory authority. Special-category data (which may be inferred from interactions with Explicit Content) is processed only with your explicit consent or another Article 9 basis.
United Kingdom — UK GDPR / Data Protection Act 2018: the above applies equally in the UK under the UK GDPR regime, enforceable by the Information Commissioner's Office.
India — Digital Personal Data Protection Act, 2023 ("DPDP Act"): we act as a Data Fiduciary with respect to personal data of Data Principals in India. We collect and process personal data only for specified, lawful purposes on the basis of your consent (or another legal basis permitted by the DPDP Act), give you a notice describing what we collect and why, and honor your rights to access, correct, update, and erase your personal data and to withdraw consent, as set out in our Privacy Policy. We will notify affected Users and the Data Protection Board of India of any personal data breach as required by the DPDP Act and its rules.
United States — state privacy laws: if you are a California resident, you have rights under the California Consumer Privacy Act, as amended by the California Privacy Rights Act ("CCPA/CPRA"), including the right to know, delete, correct, and opt out of the sale or sharing of your personal information, and the right to limit use of sensitive personal information (which may include information inferred from Explicit Content interactions). Residents of Virginia, Colorado, Connecticut, Utah, and other states with comprehensive privacy laws have similar rights under those laws. Our Privacy Policy explains how to exercise them, including any "Do Not Sell or Share My Personal Information" mechanism we offer.
Canada: we process personal data of Canadian Users consistent with the Personal Information Protection and Electronic Documents Act ("PIPEDA") and applicable provincial equivalents (e.g., Quebec's Law 25), and send commercial electronic messages only in accordance with Canada's Anti-Spam Legislation ("CASL").
Australia: we process personal data of Australian Users consistent with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.
Brazil: we process personal data of Brazilian Users consistent with the Lei Geral de Proteção de Dados ("LGPD").
Other jurisdictions: where another country's data protection law applies to your use of EarnOn and imposes rights or obligations not listed above, we will honor that law's requirements for our processing of your personal data; contact us at the addresses in Section 3 to make a request under a specific law.
Cross-border transfer: because we operate through affiliated entities and service providers in multiple countries, personal data may be transferred internationally. Where required (e.g., transfers from the EU/UK/EEA), we rely on adequacy decisions, Standard Contractual Clauses, the UK International Data Transfer Addendum, or another lawful transfer mechanism.
Breach notification: we maintain incident-response procedures and will notify affected Users and regulators of a personal data breach within the timeframes required by applicable law.
Cookies and tracking: our use of cookies and similar technologies, and how to manage your preferences, is described in our Cookie Policy, consistent with the EU ePrivacy Directive, UK PECR, and similar consent-based tracking laws.
Payment data: we don't store full payment card numbers; payment data is handled by our PCI-DSS-compliant payment processor(s).

24. EU Digital Services Act, Online Safety Laws, and Other Platform Regulation

EU Digital Services Act ("DSA"): as an online platform accessible to EU Users, we provide a mechanism for Users and third parties to notify us of illegal Content (Article 16), give a statement of reasons for content-moderation and account decisions (Article 17), offer an internal complaint-handling system (Article 20), disclose the main parameters of any recommender system we use, don't target advertising based on profiling using special-category data, and — where we meet the relevant user threshold — publish transparency reports and cooperate with vetted trusted flaggers and out-of-court dispute settlement bodies.
UK Online Safety Act 2023: we carry out illegal-content and age-verification risk assessments for UK Users, and apply the highly effective age-assurance methods required by Ofcom's codes of practice as a condition of access to the Exclusive Channel (our primary priority content), consistent with the Act's requirement that platforms prevent children from encountering pornographic content. We also maintain a UK-accessible complaints process.
Other national age-verification and online-safety regimes: several jurisdictions (including various U.S. states, France under the SREN law, Germany's Jugendmedienschutz-Staatsvertrag, and others) impose their own age-verification or content-labeling requirements on platforms hosting adult content. We implement the verification and disclosure measures required in each such jurisdiction for Users accessing EarnOn from there, as referenced in Section 8.
Consumer protection generally: in addition to the EU/UK withdrawal-right disclosures in Section 10, we comply with applicable unfair-commercial-practices and consumer-protection law (e.g., the EU Unfair Commercial Practices Directive, the UK Consumer Rights Act 2015 and Digital Markets, Competition and Consumers Act 2024) regarding pricing transparency, misleading claims, and complaint handling.
VAT/GST on digital services: where required, we register for and account for VAT/GST on Fan Payments through the applicable simplified scheme (e.g., the EU's One-Stop-Shop, the UK's non-union VAT MOSS successor scheme, or a country-specific digital-services tax/GST registration), and prices shown to Users in those jurisdictions include or clearly disclose the applicable tax.

25. Sanctions, Export Control, and Prohibited Persons

You represent that you are not: (a) located in, or a resident of, a country or region subject to comprehensive U.S. or Indian government sanctions or embargo; (b) listed on the U.S. Treasury OFAC Specially Designated Nationals List, the U.S. Commerce Department Denied Persons List, or an equivalent Indian, EU, UK, or UN sanctions/denied-party list; or (c) otherwise prohibited by applicable export control or sanctions law from using EarnOn or receiving payments through it. We may suspend or terminate your account, and withhold associated funds, without Notice where required to comply with these laws.

26. Grievance Officer & Data Protection Officer

In accordance with the Information Technology Act, 2000, the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021, the Digital Personal Data Protection Act, 2023 and applicable rules thereunder, and other applicable grievance-redressal and data-protection requirements, EarnOn has designated the following person as its Grievance Officer and Data Protection Officer:

Mohd Hussaini, Grievance Officer & Data Protection Officer, Bizionic Technologies Pvt. Ltd. 3rd Floor, Office No. 1A, 6-3-1090/B/4. The Grand Building, Raj Bhavan Road, Hyderabad, Telangana, India Email: grievance@earnon.ai

Users may contact the Grievance Officer and Data Protection Officer regarding complaints concerning the Platform or Content, as well as requests or grievances concerning the collection, processing, storage, correction, access, erasure, or other handling of personal data.Complaints made under the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021 will be acknowledged within 24 hours and resolved within 15 days of receipt, or within such other period as may be required by applicable law.

Complaints concerning Content depicting an individual in full or partial nudity, depicting an individual in a sexual act or conduct, or involving impersonation, including artificially morphed images, will be handled within the timelines prescribed under Rule 3(2) of the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021, as amended.

Requests and grievances concerning personal data will be handled in accordance with the Digital Personal Data Protection Act, 2023, applicable rules thereunder, and other applicable data-protection laws.

27. General

If any part of these Terms is found unenforceable, the rest remains in effect.
Our failure to enforce a provision isn't a waiver of it.
These Terms don't create a partnership, joint venture, agency, or employment relationship between you and us.
You can't transfer or assign your rights or obligations under these Terms without our consent; we may assign ours freely, including to an Affiliate or successor.
These Terms, together with our Acceptable Use Policy, Privacy Policy, Complaints Policy, and Appeals Policy, form the entire agreement between you and us regarding EarnOn.

28. Related Policies

These Terms incorporate by reference:

Acceptable Use Policy / Community Guidelines
Privacy Policy
Cookie Policy
Complaints Policy
Appeals Policy
Grievance Redressal Mechanism (grievance@earnon.ai)
DMCA / IP Takedown Policy
Fee Schedule

Questions about these Terms? Contact us at support@earnon.ai. Legal notices: legal@earnon.ai. Content or platform grievances: grievance@earnon.ai.

Last Updated: 01 August 2026